Requisition Number: 2021-136-UT-1650
City: Salt Lake City
State: UT


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Description/Job Summary

About Us:

Selene Diligence is a multi-line of business financial services firm with a mortgage servicing company, a loan diligence company, a title company, an insurance brokerage and a real estate owned company. There are locations in Houston, TX, Jacksonville, FL, Salt Lake CIty, UT, and Dallas, TX. Founded in 2007 to address needs in the mortgage industry, we strive to provide amazing client and borrower experiences.

Position Summary: The Loan Review Analyst is responsible for performing residential mortgage loan reviews on Selene NDA client portfolios in accordance with client specific requirements. The Loan Review Analyst documents requirements and identifies issues with respect to data integrity, credit, compliance, valuation and fraud risk and is responsible for determining appropriate Credit Risk Grading (CRG) of the loans.

Essential Duties and Responsibilities include the following.  Other duties may be assigned.

  • Review employment documentation and re-calculate income documentation for completeness and accuracy per guideline requirements
  • Verify occupancy status of the borrower aligns with transaction requirements
  • Analyze the HUD-1 Settlement Statement to confirm the transaction meets all selling guide requirements
  • Review Legal documents to confirm loan closed per required guidelines
  • Review and recalculate asset documentation per guideline requirements
  • Review title commitments and policies
  • Verify proper licensing of parties to loans being reviewed
  • Review and analyze borrower’s mortgage applications, credit reports and related documents.
  • Review and analyze real estate purchase contracts
  • Review state and federal disclosures for compliance
  • Review property valuation documentation to determine value
  • Review property valuation documentation to determine value
  • Analyze loan servicing collection comments and payment histories to determine appropriate disposition
  • Analyze individual loan files and determine compliance with applicable lender guidelines
  • Determine appropriate risk rating
  • Ability to effectively communicate credit review process and conclusions in written and verbal formats with management
  • Evaluate if loans are made within the due diligence clients policy and in compliance with governing laws and regulations.
  • Perform other duties as assigned.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The qualified candidate must have:

  • Minimum 4 years underwriting experience with exposure to both manual and automated underwriting environments; preferably in a due diligence environment
  • Must have strong knowledge of Jumbo, Non-QM and/or GSE guidelines
  • Understanding of RESPA compliance
  • Experience with RPL/NPL product a plus
  • Familiarity with capital markets and credit rating agency requirements a plus
  • Excellent written and verbal communication skills
  • Excellent time management skills with an emphasis on quality
  • In depth knowledge and understanding of transaction components that indicate a potential for fraud
  • Must be self-motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas
  • Must be able to multi task between multiple analytical projects
  • Ability to work well under pressure, handle competing priorities and meet deadlines.
  • A high level of confidentiality to protect privacy rights.
  • Effectiveness as a team player.
  • Ability to easily prioritize job duties according to the needs of the company.
  • Strong sense of professionalism and positivity.
  • Strong professional and interpersonal communication skills verbally and through written electronic correspondence.
  • Excellent listening skills and the ability to use good judgment.
  • Ability to produce quality work.
  • Excellent attention to detail

Why Selene Diligence?

Selene Diligence is committed to the total wellbeing of its employees therefore offers one of the best benefits package available in the industry today which include:

  • Paid Time Off (PTO)
  • Medical, Dental &Vision
  • Employee Assistance Program
  • Flexible Spending Account
  • Health Savings Account
  • Company paid holidays (10 ½) days)
  • Company paid Life Insurance
  • Matching 401(k) Plan

The job requirement listed above are representative of the knowledge, skill, and/or ability required. This job description is not an inclusive list of all duties and responsibilities of this position. Incumbents will be required to follow any other job related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Selene NDA reserves the right to amend and change responsibilities to meet business and organizational needs.

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We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

For more information, view the EEO is the Law Poster and Pay Transparency Statement